Martimus Financial funds Georgia businesses that banks turn away — working capital, equipment, real estate and invoice lines, drawn from a network of more than 75 lenders.
Free to apply. Checking your options does not affect your credit.
Maximum available by program
Most clients land between $50,000 and $500,000. Which program fits depends on your revenue, your time in business and what the money is for.
| Program | Best for | Range |
|---|---|---|
| Working capital | Payroll, inventory and seasonal gaps. Repay as you earn. | $10K – $2M |
| Term loan | Fixed monthly payments for growth or a major expense. | $25K – $5M |
| Line of credit | Draw what you use, repay, draw again. | $10K – $500K |
| Equipment | Trucks, machinery, technology. The equipment is the collateral. | $20K – $10M |
| Commercial real estate | Purchase, refinance, or pull equity out. Owner-occupied or investment. | $100K – $10M+ |
| Invoice factoring | Stop waiting 30 to 90 days. Up to 90% of invoice value. | $10K – $5M |
You need three to six months of business bank statements and a photo ID. No business plan. No tax returns for most working capital programs.
A short application — revenue, time in business, what the money is for. It takes a few minutes and costs nothing.
We take your file to the lenders most likely to say yes. Pre-approvals usually come back in two to four hours during business hours.
Your advisor walks you through the terms. Once you accept, funds typically land in 24 to 48 hours.
All credit profiles considered, including scores as low as 500. Revenue and cash flow matter more than your score on most of our programs.